ibps po banking questions

Banking questions asked in bank exam like ibps po , sbi po and other bank exams . Here some important banking questions which are listed below - 

1. Normally Banks accept fixed deposits for a Maximum period of -


A. 5 years
B. 7 years
C. 10 years 
D. 20 years

Answer :   C

2. Which of the following is know as the plastic money -
1. Demand draft
2. Credit card
3. Debit card
A. Only 1   B . only 2 
C. Only 3   D . Both 2 and 3

Answer : D 

3. Reserve Repo is a tool used by RBI to - 
A. Inject liquidity
B. Absorb liquidity
C. Increase the liquidity with Banking system .
D. To keep the liquidity at one level

Answer : D

4. SEBI is a - 
A. Advisory Body
B. Statutory Body
C. Constitutional Body
D. Non Statutory Body

Answer : B

5. Which one of The following is not a Negotiable Instrument - 
A. Cheque
B. Pay Order 
C. Bill of Exchange
D. Ware House Receipt 

Answer : D

 6. What is Debt - 
A. Stock Flow Hypothesis
B. flow Hypothesis
C. Stock Hypothesis 
D. None of these

Answer :   C

7. RBI Has Introduced Inflation Indexed Bonds Which have the Looking period of -
A. 5 year
B. 10 year
C. 20 year
D. None of these

Answer : B

8. FRDI stands for - 
A. Financial Resolution and deposit idea
B. Financial Resolution and deposit insurance 
C. Final resolution and deposit insurance 
D. None of these

Answer :   B

9. Who has the sole right to issue paper currency in India -
A. RBI
B. Ministry of finance
C. Finance Commission
D. Govt of India

Answer : A

10. Which of the rate is not determined by reserve Bank of India - 
A. Bank Rate
B. SLR Rate
C. CRR Rate
D. PLR Rate

Answer : D 

11. When was The RBI Nationalised -
A. 1940
B. 1945
C. 1949
D. 1955

Answer :  C

12. Bad advances of a Bank are Called -
A. Bad debt
B. Book debt
C. Non performing Asset
D. Out of order account

Answer : C

13. Axis Bank is which type of Bank - 
A. Public Sector Bank
B. Private Sector Bank
C. Co - Operative Bank
D. Foreign Bank

Answer  B

14. Insurance companies in India Are Regulated by - 
A. RBI
B. SEBI
C. NABARD
D. IRDA

Answer : D

15. Which Of The Following Terms is not used in Banking / Finance Related Matters -
A. Discount Rate
B. Letter Of Credit 
C. Cheque Clearing 
D. General Ledger
E. Law Of motion

Answer : E

16. Where Is the Headquarters Of International Monetary Fund - 
A. Paris
B. Washington DC
C. England
D. Japan

Answer :  B

17. ' Global Market ' Means Market of
A. USA
B. China
C. OPEC Members 
D. All Major Countries and Their Alliance 

Answer : D

18.Which Of The Following Ministries is related to department of economic Affairs -
A. Ministry Of Affairs 
B. Ministry Of Rural Development
C. Ministry Of  Planning 
D. Ministry Of Finance
 
Answer :  D

19. Union Budget , Which is presented Every Year in The parliament Is also Known As -
A. General Budget
B. Common Budget
C. Annual Budget
D. None of these

Answer : C

20. Which Of The Following Is not a Nationalised Bank -
A. Yes Bank
B. Union Bank Of India 
C. Indian Bank
D. Central Bank Of India 

Answer : A































































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